Jaeger & Flynn Associates, Inc. Privacy and Security Notice and Disclaimers

Your privacy is very important to us.  We want to assure you that we are committed to protecting your interests and your privacy.

State and federal law require financial institutions and business associates, including members of the insurance industry, to provide notice to their customers regarding the use and protection of their nonpublic personal information (NPI), as well as their personal health information (PHI).  This Privacy Notice is designed to inform you generally of the types of NPI we collect and under what circumstances that information may be shared.  Please note that a separate HIPAA Privacy Notice specifying the privacy and security of PHI can be accessed through the separate link labeled as such on our website.  The security and privacy of your private information is a priority at Jaeger & Flynn.

Information We May Collect:  In providing you with various products and services, we may receive NPI about you and the members of your household. Generally, we rely upon the information you provide us, as much of the information we obtain comes directly from your application for our products and services and/or from communications with us about those products and services.  We may also obtain NPI and/or PHI from a prior insurance carrier.  In addition, we may collect VIN numbers, Driver’s License numbers and Social Security numbers for the purpose of quoting insurance.

Use and Sharing of NPI:  We will not share information with non-affiliated third parties.  We do not sell customer lists or other protected information.  Moreover, we restrict access to the NPI and PHI we have collected about you to those employees who need to know that information in order to provide products or services to you.  We also maintain physical, electronic and procedural safeguards to protect this information.

Any information that is shared with affiliated parties will be done so in strict compliance with and only as permitted by applicable federal and state privacy laws and regulations, and as further described by this notice.  For example, we may share information in response to a valid court order or subpoena, to meet regulatory agency requirements, or as otherwise required by law.  Or, for example, we may share transactional information (e.g., premium payment history) and experience information (e.g., type of insurance policy you have) in order to provide the products and services for which you have engaged us.

We do not share your personal information except to process transactions or to provide services that you have requested or initiated, and as permitted or required by law.  Such information may be shared with  businesses that provide investigation, underwriting, policyholder services or claims administration for us or on our behalf, and/or financial institutions that provide premium financing and insurance companies.

We do not share you NPI with any non-affiliated party that would use your information to contact you concerning its own products or services.  If we ever change this policy, the law requires us to give you advance notice of the change and an opportunity to direct us to not share your NPI for this purpose, that is, to “opt-out”.

Access to Information:  You may have access to certain NPI we collect to provide you with insurance products and services.  You may request such access in writing and send it to the address below.  Your request should include your full name, address, telephone number, and policy number if we have issued on your behalf.  Upon your request, we will send copies of the NPI to you.  We may charge a reasonable fee to cover our copying costs.  Please note, this section and the “Correction of Information” section below apply to NPI we collect to provide you with insurance coverage.

Correction of Information:  You may request to correct information we have on file that was collected in order to provide you with insurance products and services.  You must make a request in writing and send it to the address below.  Your letter should include your name, address, telephone number and policy number if we have issued a policy on your behalf.  We will notify you if we agree and any corrections are made.  If we disagree and do not make corrections, we will notify you and provide you with the reason(s) for our refusal.

If you have any questions or complaints about this Notice, please contact us at the following address:

Jaeger & Flynn Associates, Inc.
Attention: Compliance Officer
30 Corporate Drive
Clifton Park, NY 12065
518-373-0069


Please note:  We reserve the right to modify this Privacy Notice, but will provide advance written notice of any material change.  At any time, however, you have the right to direct us not to share your NPI for any of the noted purposes, or to “opt out.”

Effective October 7, 2019

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Disclaimer:  Notwithstanding any language to the contrary, no information contained or provided on this website is intended to constitute an offer, inducement, promise or contract of any kind.  The data contained herein is for informational purposes only and is not represented to be free from error.  Despite our efforts to provide accurate information, it is not possible to ensure that all information provided is completely accurate at all times.  The information provided may include technical inaccuracies or typographical errors.  As a result, Jaeger & Flynn does not accept any responsibility or liability for any actions taken as a result of using this information.  Further, Jaeger & Flynn assumes no responsibility for errors or omissions in the materials on this website.

The information and descriptions contained on this website are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Jaeger & Flynn.  The information contained on this website is not an insurance policy or contract of insurance.  Any insurance coverage afforded or administered by Jaeger & Flynn is subject to the terms and conditions of the policies issued.

Finally, the information contained in this website is provided for informational purposes only, and should not be construed as legal advice or counseling under any circumstances. The website and your use thereof, does not create a privileged attorney-client or consultant-client relationship.  You should not act or refrain from acting on the basis of any content included in the site.  You should consult an attorney or your own counsel for advice regarding your individual situation.  Jaeger & Flynn expressly disclaims any liability with respect to any actions taken or not taken based on any or all of the contents of this website.

Disclaimer of Warranties:  WE MAKE NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, TITLE, COMPATIBILITY, SECURITY, ACCURACY OR NON-INFRINGEMENT. WITHOUT LIMITATION, WE DO NOT WARRANT THAT (A) THE FUNCTIONS CONTAINED IN THE JAEGER & FLYNN WEBSITE SHALL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (B) THE JAEGER & FLYNN WEBSITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (C) INFORMATION PROVIDED IN THE WEBSITE IS COMPLETE, ACCURATE, ERROR-FREE, OR UP-TO-DATE.

External Links: This website may contain links to other sites not affiliated with Jaeger & Flynn.  As such, Jaeger & Flynn shall not be responsible for the privacy practices or the content of such non-affiliated linked websites.