USA Today (5/2012, Dugas) reports, “Health care costs are a top retirement fear, and that’s even though many older workers vastly underestimate how much they’ll have to pay.” According to a Harris Poll released by Nationwide Financial, “nearly half of affluent Americans, who have at least $250,000 in household assets, say they are scared that rising health care costs will deplete their retirement savings,” while “43% of the affluent older workers don’t know how much they will spend for health care in retirement.” John Carter, president of Nationwide Financial Distributors, noted that “pre-retirees often wrongly assume that Medicare covers the cost of long-term care,” which “is a wake-up call that Americans need good financial advice to prepare for their future health care costs.”