JFA President Thomas F. Flynn, CLU, ChFC will speak at the CRHRA 2012 Annual Conference and Marketplace on March 22. Tom’s hour long session will be focused on Employee Benefit Trends including, the ongoing escalation of health-care costs, and how employers must provide benefits on different terms to accommodate for an aging workforce and concerns regarding financial security. He will also address important new dimensions for employers looking to balance business costs and benefits needs.